Guides
NCD (Non-Convertible Debentures)
NCD is a fixed-income debt paper issued by a company. In other words, the issuer agrees to pay a fixed interest on your investment.…
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Guides
House Rent Allowance (HRA)
House Rent Allowance or HRA as it is popularly known by any salaried individual has generally been a source of big tax saving tool.…
Financial Planning
Financial Planning – another investment selling pitch ;)
Yes, very true, this is exactly what everyone thinks in India, whenever we hear the term “Financial Planning”. Since the day I have started…
Guides
Credit Score (Applying for a Loan or Credit Card)
The Credit Score is derived from your credit history as detailed in the Credit Information Report [CIR] and ranges from 300 to 900 points.…
Guides
Equity Linked Savings Schemes (ELSS)
As the name suggests, an ELSS is a Mutual Fund scheme which invests at least 65% of its corpus in equity and equity linked…
Guides
Union Budget
Definition: According to Article 112 of the Indian Constitution, the Union Budget of a year, also referred to as the annual financial statement, is…
Guides
Net Worth
Definition: Net worth is the difference between the asset (market value of home, car, jewellery, fixed deposits, shares, mutual funds, insurance investments, other savings,…
Financial Planning
Discount Purchase v/s Actual Requirement
We all get tempted at offers when we see discounts at stores, malls or even online websites and end up purchasing goods, which we…
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